Safety Strategies for Shopping Online
Safety Strategies for Shopping Online
Fraud with credit cards seems to be all over the place and crooks are fond of using the internet to steal credit card information, due to the privacy it offers. Many people believe that the only method to safeguard themselves is to stay away from buying online completely. Although that is one option to protect one's credit card details from being stolen, it also means you can't shop online again. The online marketplace for products and services is growing at a the rate of a whirlwind because customers are aware of the ease with which they can find the best deals when they shop on the internet. By just not shopping online, you would have lost out on the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not be a victim of any terrorist attack which involved planes. However, that also means having to deal with the inconvenience of not being able fly while traveling. As with all things on the planet, trick is not to avoid the problem, but to understand the issue and adopt an effective strategy to reduce the chance of becoming a victim of fraudulent credit card transactions when you shop on the internet.
In the beginning, let's discuss ways to prevent fraud with credit cards is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information is stolen. A credit card provider will then shut the card off from further use and issue a new card within 2 or 3 weeks however this is an inconvenience most people would prefer not to have to handle in the event of a possibility.
Next, online shoppers could make use of the Google Safe Browsing Tool to check if an online site is safe to visit, assuming one trusts Google naturally. The tool will tell you if a website is suspect or not, when Google has last examined it, and also if the website has did anything suspicious in the past, and also report if it is connected to any suspicious websites even in the event that the site itself is not doing anything that could be considered suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. After entering this address the tool from Google will show up a simple half page report on whether the website in question is in fact safe or not.
Another level of protection that one can use when purchasing online is to use reputable third party payment methods. Nearly everyone has had the pleasure of using PayPal. They are probably the most popular third payment method used in the world. They allow for customers to make payment for goods and services via them. For instance, when a customer buys something, she is not directly paying the site she is purchasing from. She pays the amount due to PayPal Then PayPal reimburses the merchant, this means that the retailer is not able to see her credit card number and her credit card information was never transmitted over the internet during this transaction. It does not matter if the customer shops at one website or a hundred websites. As long, as the payment method of a third party was used, credit card information was never transmitted so, that information is not floating around on online at each website a purchase was made. Other 3rd party payment methods that are similar to PayPal comprise, Google Wallet and Amazon Payments.
Armed with this information online shoppers can ensure that the sites they visit are safe to shop on Also, avoid entering sensitive information when buying. Therefore, there's no need to pass up all the great deals when Amazon gutschein you shop online for fear of the theft of credit card details.